Presenting Sunday, July 26
Ask for anything. We do the math first.
FinGenie reads your real accounts — income, obligations, savings — and answers
the money question you'd actually ask out loud.
A demonstration follows, cycling through three example questions. For each one,
FinGenie shows the figures it pulled from the member's accounts and a plain verdict.
Example: asked whether a member can afford a $30,000 car, FinGenie reports monthly
take-home of $5,240, fixed obligations of $1,310, a soft-pull credit score of 712, a
resulting payment of $592 at 6.9% over 60 months, and a debt-to-income ratio of 36%
after — verdict: yes, with conditions.
Can I afford a $30,000 car?
FinGenie · Finding
Member ···· 4417
- Take-home, monthly
- $5,240
- Fixed obligations
- $1,310
- Credit score, soft pull
- 712
- Payment at 6.9%, 60 mo
- $592
- Debt-to-income, after
- 36%
Verdict
Yes — with conditions
A 712 prices this loan at 6.9%, which is the payment above. You clear the 36% line,
but with only $310 a month of margin — $4,000 down buys real breathing room.
Illustrative figures. Prototype built for CU Build 2026 — not financial advice.